Healthcare & Senior Care Insurance
Protect the People You Care For — and the Organization Behind Them.
Healthcare organizations carry a different kind of responsibility. You’re caring for patients, residents and families while managing employees, facilities, professional services, transportation, sensitive information and day-to-day operations.
At Lieck Insurance Agency, we take the time to understand how your organization operates and help you explore coverage designed around the risks that come with caring for others.
Multiple carriers · Local Texas agency · Personal service
Coverage for Healthcare Businesses of All Types and Sizes.
A home health agency faces very different risks than an assisted living facility, nursing home or physician’s office. That’s why we don’t believe healthcare insurance should be one-size-fits-all. Some of the healthcare organizations we can help include:
Don’t see your organization listed? That’s okay. These are just some of the healthcare and senior-care businesses we may be able to help insure.
Caring for Others Comes With Risks Most Businesses Never Face.
A Patient or Resident Is Injured.
Healthcare organizations can face allegations involving patient care, supervision, treatment, medication, falls and other professional services.
An Employee Gets Hurt on the Job.
Lifting and transferring patients, repetitive movement, slips and falls, and working in patients' homes can create significant employee injury exposures.
Sensitive Information Is Compromised.
Healthcare businesses handle highly sensitive personal and medical information. A cyberattack, lost device or data breach can quickly become a serious problem.
Something Happens Away From Your Facility.
Home health, hospice and other mobile healthcare operations often have employees traveling to patients' homes, creating additional auto and liability exposures.
An Allegation Threatens the Organization.
Claims involving professional services, employment practices, abuse, neglect or other allegations can be costly to defend — even when the organization believes it did nothing wrong.
Coverage Built Around Your Healthcare Organization
Professional Liability
Helps protect against certain claims arising from professional services, patient care, errors or alleged negligence.
General Liability
Provides protection for certain claims involving bodily injury, property damage and other premises or operational exposures.
Abuse & Molestation Coverage
Healthcare and senior-care organizations serving vulnerable populations may need coverage designed for allegations of abuse or misconduct.
Workers' Compensation
Helps provide benefits for qualifying work-related injuries and illnesses involving employees.
Cyber Liability
Coverage designed to address certain data breaches, cyber incidents, privacy exposures and other risks involving sensitive information.
Commercial Property
Helps protect buildings, medical equipment, furnishings, supplies and other business property against covered losses.
Business Income
If a covered loss interrupts operations, business income coverage may help with certain lost income and ongoing expenses.
Commercial Auto
Healthcare organizations that own vehicles or transport patients, residents, equipment or employees may need commercial auto coverage.
Hired & Non-Owned Auto
Organizations whose employees use personal or rented vehicles for business purposes may have exposures that should be addressed separately.
Employment Practices Liability
Coverage for certain allegations involving wrongful termination, discrimination, harassment and other employment-related claims.
Umbrella & Excess Liability
Provides additional liability limits above certain underlying policies when the organization's exposures require greater protection.
Why Healthcare Organizations Choose Lieck Insurance Agency
We Understand Healthcare Has Different Risks.
Caring for patients and residents creates exposures most businesses simply don’t have. We look beyond the building and equipment to understand your services, employees, patients, transportation and professional responsibilities.
We Look at the Whole Operation.
Professional liability is only part of the picture. General liability, workers’ compensation, cyber, auto, employment practices and other exposures can all matter. We help identify the areas that should be part of the insurance conversation.
Multiple Markets. More Options.
As an independent agency, we’re not limited to one insurance company. We can explore multiple insurance markets to help find coverage that fits the needs of your organization.
Your Focus Is Caring for Others. Ours Is Helping Protect What You’ve Built.
Whether you operate a home health agency, hospice, assisted living facility, nursing home, medical practice or another healthcare organization, we’ll take the time to understand your operation and help you explore the coverage options available to you. One conversation. Multiple insurance markets. A local Texas agency that’s here when you need us.